Payment Options

Klarna Checkout

After identification and risk assessment, Klarna Checkout shows the payment options that can be offered to you. Whichever payment option you choose, Klarna or one of Klarna's partners is the one that handles the payment transaction, while the actual purchase of the product or service is made directly by the store. Product or service-specific questions must therefore be directed to the store.

Current payment options that may currently be offered through Klarna Checkout are invoice, account credit, card payment or direct payment via bank. Invoice is the default payment option.

 

Klarna invoice

When you pay via Klarna invoice, you shop safely and easily. You never have to provide your card details, and always pay after you have received your goods.

  • Always get the item home before you pay
  • Payment period - always 14 days
  • You never have to give out card details
  • Always 14 days right of withdrawal in accordance with the Distance and Home Sales Act *
  • Download your invoices from klarna.se
  • Possibility of partial payment

If payment is not made, a reminder fee of SEK 50.00 and default interest of 26.00% will be added. At the time of purchase, a credit check is performed, which in some cases means that a credit report is taken. Then you will receive a copy of the credit information by post. Personal data is handled in accordance with current legislation. Klarna processes personal data for the purpose of performing customer analysis, identification, credit control and marketing. Social security numbers are used as customer numbers for customer management purposes.

* Does not apply to all goods and services, e.g. air travel, events and custom-made goods.


Klarna pay Monthly
payment method for you who want to choose how much you pay each month. But Klarna account is more than that. In addition to always getting your goods home before you pay, you collect all your purchases in one account. This also applies if you have shopped in several different stores via Klarna account. This means a single invoice, regardless of the number of purchases.

  • Always get the item home before you pay
  • Pay from SEK 50 / month or 1/24 of the total amount
  • You never have to give out card details
  • All your purchases are collected in one account and on one invoice
  • Shop now - pay at the end of next month
  • An above fee of SEK 29, regardless of the number of purchases
  • You can pay the full amount at once at any time

For purchase of SEK 10,000 with Klarna Konto basic terms, the set-up fee is SEK 0. The current annual interest rate is 19.90%, which corresponds to an effective interest rate of 29.22%. The credit purchase price is SEK 11,458. The number of instalments is 12 and each instalment is SEK 955. The example assumes that the instalment takes place over a period of one year. At the time of purchase, a credit check is performed, which in some cases means that a credit report is taken. You will then receive a copy of the credit information by post.


Read more:  General terms and conditions
Read more:  Standardized European consumer credit information